Pocket Clear

Pocket Clear is an expense tracker with no bank linking and no ads. Its opt-in Capture and Ask features read bank messages and receipts into expenses and answer questions about your spending, using Apple Foundation Models or Gemini Nano on your phone.

• Capture turns a shared or pasted bank message, receipt or email into an expense
• Ask answers questions about your own spending from the transactions on your phone
• On iPhone a Shortcuts automation logs Apple Pay taps and bank texts; on Android, notifications from bank apps you pick
• Reading happens on the phone with Apple Foundation Models or Gemini Nano; no AI provider is called
• Free plan with unlimited transactions, custom categories and reports

Tasks

Analyze & visualize data

People

Individuals and couples tracking everyday spending, People who don't want to link a bank account, IPhone users who pay with Apple Pay

• Capture and Ask are free only until 31 December 2026; from 1 January 2027 they need Pro or Lifetime
• The on-device model depends on your phone, country and language; elsewhere a rules parser reads bank messages
• Cloud sync, budgets and export need Pro

Is Pocket Clear free?

Yes. Pocket Clear has a free plan: Pro on-device AI (Capture and Ask) free for everyone until 31 Dec 2026. We last checked pocketclear.app's pricing page on 2026-11-12.

What does the Pocket Clear free plan include?

The Pocket Clear free plan includes: Capture and Ask (on-device AI) free until 31 December 2026; Unlimited transactions on the free plan. Source: https://pocketclear.app/ (checked 2026-11-12).

How do I get Pocket Clear for free?

Steps: Download the app and create an account; Turn on the On-Device AI switch (off by default); Share or paste a bank message or receipt into Capture. Sign-up options: email. Start at https://pocketclear.app/ (checked 2026-10-24).

Is Pocket Clear available in every country?

Whether an on-device model is available depends on your phone, country and language, as set by Apple or Google. Checked 2026-10-24.

What's the catch with Pocket Clear's free plan?

Capture and Ask are free only until 31 December 2026, then need Pro or Lifetime. They are a beta and may change. Checked 2026-10-24.

What are free alternatives to Pocket Clear?

Mermaid, Komplet and ClickUp all have free plans. We checked their free offers on 2026-11-12.

What happens to expenses I captured after the free period ends?

They stay in your account. Nothing already saved is removed or locked when the promotional period ends.Source: pocketclear.app/terms.html

Does Pocket Clear send my messages to an AI company?

No. Capture and Ask run on your phone, with Apple Foundation Models or Gemini Nano where available, and nothing about the message, receipt or question is sent to Pocket Clear or to any AI provider.Source: pocketclear.app/terms.html

How much is Pocket Clear Pro?

Pro is $4.99 a month, or $34.99 a year, and adds cloud backup, cross-device sync, Partner Mode for couples and per-category budgets.Source: pocketclear.app

Free offer

Verified 2026-11-12 on pocketclear.app

…Pro feature that is free for everyone until 31 December…

Page content

Checked 2026-10-24 against

• pocketclear.app
• pocketclear.app/help
• pocketclear.app/privacy.html
• pocketclear.app/terms.html

How we check free offers